habits to acquire

• No more parking self in front of computer at home and no non-critical & specific use after 9pm.
• No more than 2 hrs of tv per day, and no more than 10 hours total per week.
  
• Do at least one household chore every day (no matter how small).
• Get to bed by 11pm.
• Mull over each potential purchase item for an additional week before committing to purchase.
• Get back into habit of importing banking/credit card data to Quicken in order to analyze where I am spending money.
• Buy birthday presents for people a month or more in advance if finances allow it.